Lottery winner Peter Chapman says his £200,000 windfall will change his life.

He lives in the Chippenham area and says he has coped with money worries for as long as he can remember, even losing his house after falling into thousands of pounds of debt.

His fortunes changed after playing the health lottery last month.

Mr Chapman played by both direct debit and online, using the same numbers both times by mistake – and those lucky numbers came up, each netting a £100,000 top prize.

The grandfather said at first he believed he had won £500 but, after checking again, was astonished to discover the real amount.

Mr Chapman said: “When you realise you’ve won that kind of money, the emotions are unbelievable.

“I broke down in tears. I’ve never had money in my life. Life has been a struggle financially, all the way through, and all of a sudden you come into money like this.

“I thought I’d never be able to retire. I never thought I’d have enough money to stop working. But this is a life-changing thing and it gives us so much more security.”

Mr Chapman has bought a car for his wife Karen and given some of the money away to family members. He said he will not be splashing the cash on a supercar or on lavish holidays, but instead has put it in the bank for the future.

“I’m not going to go out and buy a £70,000 car,” he said.

“I’m just a normal bloke. I’m going to carry on buying my clothes in Primark and Asda. I’ve already given away a lot – everybody in my family will get a few thousand. I need to sit down and get my head around it at some point.

“My mum is ill at the moment, so getting enjoyment out of the money doesn’t mean much to me right now. I’m just concentrating on her.”

Mr Chapman, who works for a building company in Cheltenham, has no plans to give up his career.

He said: “I like my job and I want to continue working.

“It’s just nice to know that, when I’m ready, I’ll be able to retire and not have to worry.”

So far around 625,000 people have won on the Health Lottery, scooping a total of £45.5 million in the process, since it was launched last October and more than £23 million has been raised for health good causes.